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Insurance May Not Cover the Full Cost of Hurricane Damage to Schools and...
Students and faculty are regularly threatened by adverse weather in the middle of the school day—especially those living and working on the Texas coast. In addition to performing hurricane drills to...
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Optional Coverages Against Wind Damage on Retail Owners' Policies
While property owners may not consider windstorms to be a threat to the concrete walls of their shopping centers, the truth is that damage caused by high winds can result in losses that continue for...
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Essential Coverage for Hail Damage to Office Buildings and Commercial Structures
Hailstorms are a constant peril for owners and renters of commercial office buildings. From a single shattered window to roof damage that takes years to cause losses, a hailstorm can result in the loss...
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Tornado Insurance Options for Owners of Industrial Complexes and...
Insurance coverage for manufacturers may be similar to that of any other business, since owners must consider the risks of adverse weather and make selections that will mitigate their losses. However,...
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How to Make Smart Insurance Selections to Protect a Municipal Building From...
Government properties need to be protected from commercial property damage, but not all fire insurance policies are created equal. Attorney Bill Voss explores fire insurance options for municipal...
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A Property Damage Policy May Not Cover the Full Cost of Flood Damage to Your...
Schools face unique property damage risks when flood waters rise. Everything from the basement to the roof can be ruined in a matter of hours, causing losses long after the waters have receded....
View ArticleBreaking News - the Texas Supreme Court recently issued two Opinions in favor...
The Supreme Court of Texas released a 37-page opinion that addressed whether an insurer can be liable for Texas Prompt Payment of Claims damages for a claim it initially rejected but later paid in full...
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Will Your Insurance Pay the Full Extent of Hurricane Damage to Your Retail...
Hurricanes are a constant threat to a variety of Texas businesses, but large retail operations are particularly at risk of large-loss insurance claims. Shopping malls and commercial plazas must be...
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Optional Coverage Against Wind Damage for Municipal Buildings
High winds, power outages, and flying debris all place municipal buildings at risk in a storm, but administrators may not be able to recover the full cost of the damage. Attorney Bill Voss explores the...
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Going Beyond the Basics of Hail Insurance for Manufacturing Facilities
Hailstorms often lead to damaged roofs and shattered windows, and owners of manufacturing properties can suffer significant losses. From small-batch operations to nationwide suppliers, it is vital for...
View ArticleBEFORE SIGNING ANY LEGAL DOCUMENT WITH A CONTRACTOR, OR OTHER SERVICE...
With the passage of a new Assignment of Benefits law, Florida will now see a new litigation landscape in the area of assignment of benefits. The law is prospective only, so it will not technically...
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Tornado Insurance Coverages That Can Help Owners of Office Buildings Recover...
Commercial office buildings offer a mutually beneficial relationship for owners and tenants, allowing businesses to thrive while keeping overhead costs to a minimum. Unfortunately, a tornado can ruin...
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Insurance Endorsements That Can Help Cover Costs of Flood Damage to Retail...
Owners of Texas shopping centers are likely already aware of the high flood risks threatening their businesses. While the National Flood Insurance Program (NFIP) covers flood damage caused by a natural...
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Hurricane Insurance Options to Cover the Full Extent of Damage to Hospitals...
Medical facilities face unique risks when a hurricane strikes. While they are just as likely to be damaged as any other property, they may be overrun with patients requiring care in the aftermath of...
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Types of Tornado Insurance That Can Help Owners of Charter Flight Companies
Charter flight companies face unique insurance risks. Not only can they face liability if a passenger is injured, they can face millions in repair and replacement costs if their property is lost due to...
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Flooding Damage Concerns for Owners and Operators of Veterinary and Animal...
Flooding can affect whole counties, placing injured or boarded animals and their care providers at risk. If flood policies do not offer full coverage, veterinarians and animal rehabilitation providers...
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Insurance Selections That Can Help Protect Retail Stores and Shopping Centers...
Shopping malls, retail outlets, and commercial plazas can suffer devastating losses due to a fire, and inadequate insurance coverage can prevent stores or even whole shopping centers from reopening....
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Understanding Shared Deductible Assessments for Condo Owners
If you own a condo, it is likely that you have two types of insurance coverage on your property. The first is the master policy, owned by the condo association, that protects the common property and...
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How Hail Damage Affects Carnivals and Amusement Parks
Carnivals and amusement parks are regulated by both federal and state laws to ensure that rides and machinery do not cause injury to visitors. However, regulations also require amusement park operators...
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What Florida Residents Need to Do to Prepare for Hurricane Dorian
Residents along the Southeast coast should act fast to protect themselves against Hurricane Dorian, a Category 2 hurricane that is set to make landfall on Labor Day. Attorney Bill Voss explains the...
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